The purpose of these Terms & conditions is to explain to a visitor the terms and conditions on which they visit and use this website. Please read these Terms and Conditions carefully before using the Max Insurances website. Max Insurances is one of the trading names of All Finance Funds Limited.
ACCEPTANCE OF TERMS
It is a condition of your use of this website that you observe the Terms and Conditions at all times.
We reserve the right to update or amend these Terms and Conditions at any time and your continued use of the Website/Services following any changes shall be deemed to be your acceptance of such change. It is therefore your responsibility to check the Terms and Conditions regularly for any changes.
PERSONAL INFORMATION DECLARATION
I/We hereby declare and warrant that the information provided by me/us is in every respect true and correct, and that I/we have not withheld any information within my/our knowledge likely to affect the decision of the company as to my/our eligibility for insurance. This request and declaration shall be the basis of the quote request.
APPLICATIONS FOR CREDIT
Nothing in this website is to be construed as All Finance Funds Limited making any offer to enter into any transaction or relationship with you. For full details of up to date service information, charges, interest rates, terms and conditions, and any special offers you should contact us by email or telephone.
Notwithstanding any information on this site, any application for credit from All Finance Funds Limited will be subject to All Finance Funds Limited ’s and/or the Financial Provider’s usual lending criteria as applicable at the time of application, together with lending fees, transaction fees and interest as applicable at the time of application.
All Finance Funds Limited strongly recommends that you seek independent advice before acting on any information on this website. This website is not designed for the purpose of providing personal financial or investment advice.
The calculators and other interactive tools that may be used on this web site from time to time are intended to be illustrative only. All Finance Funds Limited does not represent or warrant the accuracy, adequacy or completeness of any information provided by those calculators and interactive tools.
The information provided and services described in this website are of a general nature and are not intended to be personalised financial advice to a retail client. The information on this website has been provided by All Finance Funds Limited for informational purposes and is not intended to be a substitute for professional advice.
All Finance Funds Limited may at any time change the information available on this website, without notice, including discontinuing all or any aspects of this site. All Finance Funds Limited will not be liable for any loss or damage which may arise directly or indirectly as a result of such changes.
No content on this website can or may change any contract for products or services that you may have with All Finance Funds Limited.
When transmitting your personal information over this site, you should remember that the internet is not a secure environment.
While every effort is made to ensure the information on this website is up-to-date and correct, All Finance Funds Limited makes no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability or availability of the website or the information about the products and services provided on the website. The information on this website is subject to change at any time. All Finance Funds Limited is under no obligation to update any information on this website or correct any errors in the information after it is published on the website. All Finance Funds Limited does not accept any liability for any loss or damage directly or indirectly arising from any information contained on this website. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information.
Every effort is made to keep the website up and running smoothly. However, All Finance Funds Limited takes no responsibility for, and will not be liable for, any loss you may suffer due to the website being temporarily unavailable either during its planned maintenance or due to technical or other issues beyond our control.
The Website may provide communication tools such as email, bulletin boards, chat areas, news groups, forums and/or other message or communication facilities (“the Services”) designed to enable you to communicate with others. Unless stated otherwise the Services are for your personal and non-commercial use only.
USER ACCOUNT, PASSWORD AND SECURITY
If a particular Service requires you to open an account you will be required to complete the registration process by providing certain information and registering a username and password for use with that Service. You are responsible for maintaining the confidentiality of the username and password and also for all activities that take place under your account. You agree to immediately notify us of any unauthorised use of your password or account or any other breach of security. In no event will All Finance Funds Limited be liable for any indirect or consequential loss or damage whatsoever resulting from the disclosure of your username and/or password. You may not use another person’s account at any time, without the express permission of the account holder.
We have the right to terminate your access to any or all of the Services at any time, without notice, for any reason, including without limitation, breach of these Terms and Conditions. We may also at any time, at our sole discretion, discontinue the Website/Services or any part thereof without prior notice and you agree that we shall not be liable to you or any third party for any termination of your access to the Website/Services.
THIRD PARTY WEBSITES
The Website/Services may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that All Finance Funds Limited is not responsible for the content or availability of any such sites.
INTELLECTUAL PROPERTY RIGHTS
The Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website and the Services) are protected by copyright, trade marks, patents and other intellectual property rights and laws. In accessing the Website you agree that you will access the contents solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only. Any material on this website that is identified as being subject to copyright of a third party, authorisation to use or reproduce such material must be obtained from that third party.
All Finance Funds Limited does not claim ownership of any materials you post, upload or submit to any publicly accessible area of the Services. However, by doing so you are granting us a world-wide, royalty free, non-exclusive licence to copy, distribute, transmit, reproduce, publicly display, edit, translate or publish such Content for as long as you elect to display such Content via the Services. The licence shall be terminated when such Content is deleted from the Services.
Use of the Website/Services is at your own risk. The Website/Services are provided on an “as is” and “as available” basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
To the extent permitted by law, All Finance Funds Limited will not be liable for any indirect or consequential loss or damage whatsoever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website/Services.
You agree to indemnify and hold All Finance Funds Limited harmless from and against any breach by you of these Terms and Conditions and any claim or demand brought against All Finance Funds Limited by any third party arising out of your use of the Services and/or any Content submitted, posted or transmitted through the Services, including without limitation, all claims, actions, proceedings, losses, liabilities, damages, costs, expenses (including reasonable legal costs and expenses) howsoever suffered or incurred by All Finance Funds Limited in consequence of your breach of these Terms and Conditions.
Materials on this website may contain inaccuracies and typographical errors. All Finance Funds Limited does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed through the site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. All Finance Funds Limited reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. All Finance Funds Limited may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.
To the full extent legally allowable the directors, contractors, business associates, consultants and staff of All Finance Funds Limited expressly disclaim all and any liability and responsibility to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this website. The disclaimers and limitations of liability do not prejudice your rights under the Consumer Guarantees Act 1993, nor are they intended to exclude liability arising under statute.
The use of this website and these Terms and Conditions are to be governed by the laws of New Zealand, and any disputes arising out of the same shall be resolved by the exclusive jurisdiction of the Courts of New Zealand. The information is only intended for persons within the New Zealand jurisdiction and is not intended for persons outside the New Zealand jurisdiction. All Finance Funds Limited does not accept responsibility for the compliance of this information with the laws of any other country. The laws of New Zealand shall govern your use of the website and by visiting this website you hereby agree to submit to the exclusive jurisdiction of the New Zealand courts.
Although All Finance Funds Limited regularly updates its virus protection software, it does not warrant that the server that makes the information and contents of this website available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the correct display and/or presentation of any material contained on this website.
A disclosure statement relating to the advisers associated with this website are available on request and free of charge.